Shopify alternative in India with 0% transaction fees

What 0% transaction fees means

TeraCart does not take a percentage of your orders. When a shopper pays through your own Razorpay or PayU account, the money goes from the gateway to your bank and TeraCart's cut is 0%. You pay a monthly plan price instead, or nothing on the Free plan.

Two things sit outside that zero. Your payment provider still charges its processing fee, exactly as it would on any platform. And if you choose Tera Pay, TeraCart's optional built-in payments, TeraCart charges 1.75% per payment in place of a separate provider account. Cash on delivery goes through no gateway, so TeraCart takes nothing on those orders; your courier's COD charges still apply.

What Shopify charges in India

Shopify Payments is not on Shopify's list of supported countries, and India is not on it, so Indian stores take online payments through a third-party provider such as Razorpay. Shopify then adds a transaction fee on top of that provider's own fee. This is what Shopify's India pricing page showed on 21 October 2026:

Shopify Plus starts at ₹1,75,000 a month. Shopify's pricing page also advertises 3 days free, then ₹20 a month for 3 months. On the fee itself, Shopify's help centre says it does not apply to manual payment methods such as cash on delivery, that it is in addition to your provider's processing fee, and that it is not returned when you refund an order.

The fee gap in rupees

This is the platform fee alone, on sales paid online through a third-party gateway. It leaves out your payment provider's fee, which is the same on both platforms, and it leaves out COD sales, which Shopify does not charge on.

Add the subscription. A store selling ₹5,00,000 a month online pays about ₹11,499 a month on Shopify Basic when billed yearly (₹1,499 plus the fee). The same store pays ₹999 on TeraCart Plus, or ₹2,999 on Pro if it wants WhatsApp and COD risk checks as well.

What your monthly price includes

• Free: a store on teracart.co with up to 50 products, checkout, discounts, pages, a blog, reviews, heatmaps, session replay, live chat and abandoned cart emails, with no time limit.
• Every plan: GST invoices, Shiprocket labels and COD controls, including a deposit, a COD fee, an order cap and OTP confirmation.
• Plus (₹999): your own domain, up to 500 products, three team members, bulk import and the Shopify move.
• Pro (₹2,999): unlimited products, WhatsApp recovery and campaigns, Customer DNA, loyalty and referrals, and COD risk checks.
• Max (₹7,999): unlimited team members, API and webhook access, and white-label or headless support.

On Shopify, reviews, loyalty, heatmaps and live chat are usually separate apps, each with its own bill. On TeraCart they are part of the platform, so the comparison above understates the gap for a store that runs several of them.

Where Shopify is still the better choice

TeraCart is newer and smaller. Shopify has a far larger app store, a deeper theme library, point-of-sale for in-person selling, a large pool of agencies and developers to hire, and a long record at big scale. TeraCart's outside integrations are few, and its first-party apps start with Shiprocket.

If your store depends on one particular Shopify app, or you sell offline, check that the same thing exists on TeraCart before you move. The full TeraCart and Shopify comparison goes through this in more detail.

How to try TeraCart without risk

1. Build a store on the Free plan. It needs no card.
2. Add a few products, connect your Razorpay or PayU account and place a test order.
3. If you already sell on Shopify, read what moves and what does not before you connect it.

Every new store also gets 14-day Pro trial with no card. When it ends you pick a plan or the store moves to Free on its own. Nothing is deleted.

Questions people ask